Exciting Announcement for Future RTM Projects.

We are always looking for new ways to bring value to our clients planning their dream home project with us.

After building and moving over 100 RTM projects, we have developed best practices and methodologies to keep our standards high for the quality and service delivery of our homes.

As we like to say one company from start to finish.

With that said, it is our great pleasure to announce that we now move our own RTM homes!

Not only will this help our clients save on this expense, it also gives us the flexibility to move homes on our ideal project completion schedules.

We can now move our homes with the same care that we have for every custom RTM home we build.

If you have any questions about planning a custom RTM project or if you are ready to get started, contact us to begin.

Stick Built vs RTM

When making plans for the future there is often a lag between what you want and the reality of the time it will take to get there. There is no exception to this when it comes to building a brand new custom home.

There are a few different paths you can take to build your custom dream home, the two most popular choices being RTM and on-site construction in Saskatchewan.

Whether you are considering the RTM process or building on site, weighing the pros and cons can help you make an informed decision about which direction to go in.

Project management, length of time to do the project and cost are all considerations that must be made when deciding to go stick or RTM build.

Here are a few other key considerations below:

Do You Want To Be the General Contractor/Project Manager?

It can be challenging to find reliable trades that value quality craftsmanship in some rural communities. When building on-site you have the option to be the general contractor of the build. Knowing your own capabilities and the local expertise will help you determine if you are quipped for the job with the right team that will deliver a home you know you will be satisfied with.

Knowing the availability and delivery of supplies to your location and
security are considerations to factor in when deciding whether or not it is more convenient or practical to do on site.

Timing, Now or Later?

Building onsite is a seasonal endeavour. When exploring the RTM process, know that timing can be a huge factor if you are ready to go. RTM’s can be built during winter months and ready to be set when the frost thaws in spring with a new home up as early as summer. Fluctuations in weather and timelines are more controlled when you start early with an RTM build for tighter project turnaround.

When building an RTM, your foundation work and home build can be completed in parallel making the overall build only a 5-6 month project in most cases.

Cost and Convenience

Comparably it is similar if you already own the land. When researching, look for a builder that has the appropriate qualifications and certifications as these are important indicators for what will be the overall quality of the project. Experienced builders bring the latest in technology and resources that can assist in managing the potential stresses of the project with efficiency. They can also offer additional services that allow you to make environmentally friendly decisions about using solar energy and other renewable resources.

B&B Homes delivers RTM homes to communities throughout Saskatchewan in partnership with a reputable, insured, moving company.

Regardless of the approach you decide to take, checking the builder’s references and getting proper warranty work in place should be an integral part of your decision in which route to go.

Evaluating your options and the pro’s and con’s of each process will help you make a decision with confidence. The team at B&B Homes is here to answer any questions you have about building a custom designed RTM home.

Hear more about the B&B Home’s RTM building process from past B&B Home’s clients here.

When Planning Your RTM Project, Consider More Than Just the Price

One of the most important considerations when planning a custom RTM project is working within your budget while still checking off items on your wish list for your dream home.

However, you don’t want to forget the quality and craftsmanship of the home, the reputation of the builder and the how comfortable you feel with the people you will be working with for a long duration of time, are all also important considerations that must not be overlooked.

When making this critical decision about where to invest and who to work with, consider the following:

Project Management & Communication with Co-Construct

Once you give a deposit for an RTM home the process is only beginning. Knowing where the project stands throughout the duration of the build allows you to sleep more comfortably at night. It also ensures you can make accurate plans with realistic timelines for when your family will be able to move.

B&B Homes uses co-construct software on all of our projects to keep the lines of communication open and clear so that there are no hidden fees or surprises. Clients login and check the status of the various stages of the build and make decisions on their own time for features and upgrades. Co-construct removes the guessing out of an RTM project and helps alleviate any stress that could arise due to the transparency of the tool.

After Sales Support, Warranty & Insurance

After an RTM is delivered, the relationship shouldn’t end there. Is it in your contract that the builder will provide a personal guarantee or warranty on their work? How far will they have to travel to do any minor repairs in the first year? Know what will happen after the home is delivered too. Promises made during and after the project is complete are critical components of making sure you get a good deal you end up happy with.

Every B&B Home is insured by a new home warranty program. However our own best in-class warranty guarantee has worked best of all over the years. B&B’s warranty period covers both when the home arrives and also at the one year anniversary, we offer service work for anything that may come up within the first year of living in your home. We want you to happy with our work long after the project ends, our business model depends on it.

Experience and Track Record of the RTM Building Company

Can you talk to any of their past customers? Are their comments validated with testimonials and endorsements on social media? When planning a custom home to suit your lifestyle, the quality of the trades, materials, and service delivery both before and after the home is delivered are paramount in managing both stress and the quality of the final product, your home. At the end of the day building a new home is an investment of a lifetime. Know who you are working with before you sign the contract.

Checking References

We have worked with home owners that have had bad experiences with other builders that decided to come to us after being referred to B&B by their Mortgage Specialist. B&B Homes has a long list of customers that will give you information on what it is like to build with us and how happy they are with the quality of their home. The relationship with your builder lasts on average a year and a half, make sure you like who you are working with! The sentiments will remain long after the project is over.

See if B&B Homes has delivered any homes in your area here.

Find a Lender that Specializes in RTM Mortgages

Find a lender that is considerate and caring of your needs throughout the mortgage loan process and is an expert in RTM financing. Mortgages for RTM’s are different than traditional mortgages, work with someone who knows the differences for a smoother process. We have experience working with Affinity Credit Unions and FCC.

Custom Features, Upgrades & Design Consulting

The definition of “basic’ features is relative. If something sounds too good to be true then it probably is when receiving quotes based on costs per square foot from builders. We all know that cutting corners can backfire, especially when building a home!

At B&B Homes we have an on-site designer that can help draft custom home plans and assist in making decisions in everything from lighting to backsplash to make sure your dream concept becomes reality within your budget. B&B Homes also works to include everything needed in the original quote by collaborating with the homeowner to make sure their needs and selections are made before the contract is signed, preventing any surprises down the road. B&B will source any styles and finishes you want in your home.

If you have any questions about the RTM building process or would like to get start planning with a consultation from our team, just contact us!

Energy Code Compliance Shortlist for Most RM’s.

When you are in the planning stages for a custom RTM home project, you don’t want to have any roadblocks that can get in the way that will affect your ideal timeline to kick-off the project.

From our experience, we’re seeing that more RM’s require an Energy Code Analysis before they issue a build permit in compliance with the new energy efficiency requirements issued in 2019.

Some RM’s may not even tell you that you’ll need this until your ready to start your project. If you aren’t prepared to meet this request it can cause delays.

Below is the information that will be needed prior to the analysis being completed.

• A full copy of the blueprints (these are developed AFTER you have approved your initial floorplan, which you don’t want to rush in the early design stages)
• Construction specifications
• Window and door schedules
• Mechanical equipment details

B&B works with a company and your building inspector to take care of all this for you. But it is best to start this process as early as possible.

Strategies for Building an Energy Efficient Home

Having an energy efficient home is simply the smart way to build these days, especially given the fluctuations in weather during the prairie seasons.

Below are a few different ways you can make your home energy efficient and how we build energy efficient homes with our minimum standards.

1. All-weather windows and doors

We use triple-pane windows since it provides optimal energy efficiency over other alternatives. 3-pane glass reduces condensation on glass and is also more soundproof than double pane.

2. Insulate doors and windows with spray foam

Spray foam provides an airtight seal between windows and door frames providing an airtight and water resistant seal to prevent any drafts.

3. Install R-24 fibreglass batts in 2×6 exterior walls

B&B prefers to go above and beyond minimum standards by installing R-24 fibreglass insulation in our homes. This dense insulation helps to keep homes cooler in the summer and warmer in the winter.

4. Insulate attics with R-60, regardless of climate zone
B&B’s trusses are designed with a “high heel”. This design feature allows additional space for insulation in our attics in the spaces above the exterior walls. These areas are traditionally cold spots where significant heat loss occurs. By allowing additional insulation in those areas, we minimize this loss, contributing to lower heating costs and a more comfortable living environment.

See a few examples below.

                                                                   R24 walls installed in a recent project.
                                      R20 and R40 batts installed together to achieve R60 in a vaulted ceiling.
If you have any questions about the RTM process or want to get a consultation to help get started with your planning, contact us to begin.

Update on Operating and Engaging with B&B Homes

After the Government of Saskatchewan released the list of allowable businesses March 25th, we at B&B Homes, are very thankful that we can keep working on our custom projects. Here are things we have implemented so we stay in compliance with what our Government is asking.

• Our office is closed to the public. Staff that can work from home are doing so. Client meetings will now be handled over the phone. If there are any meetings that we must have in person, we will practice social distancing and limit handling of samples etc. Extra daily cleaning procedures have also been implemented.

• We ask that our clients whose homes are being built visit them over the weekend when no one is working in them.

• We have made provisions for our trades to limit their use of the office.

• When receiving materials, we are unloading them using protective wear and letting them sit a recommended time before being used on our projects. This will eliminate any spread of the virus throughout our worksite, keeping our employees and trades safe.

• All trades will now contact our site supervisor via phone call or text when on site.

As new recommendations and procedures become available from our Chief Medical Health Officer, we will move quickly to adapt these into our daily routine.

Comparing Quotes from Different Builders

When kicking off your RTM research, determining what your family wants for design and features within your budget sets the framework for a project. Doing your due diligence, shopping and getting quotes from a few different builders is a part of the process. Though everyone may offer the same services fundamentally, there may be a lot of differences outside of the price that needs to be considered when you are at this critical consideration stage. This can be a deciding factor on whether you decide custom homes is something you’re definitely invested in, as life can be made easier by viewing pre-built houses on the market; you can start here in viewing homes. Below are some considerations when comparing estimates from different builders.

Make Sure You Are Not Comparing Apples with Oranges

The specifications and materials used when building a home will determine the life of it. Price isn’t everything and you will want to ensure that the home will have the durability to last a lifetime or longer. Also consider what all is included in the preliminary estimate. For example, when comparing a basement foundation quote, does it include the stairs and windows in the prelim estimate or will those fees be added in later on? No one likes surprises and it is critical to know if everything is included at the onset so no additional charges will come up into the project that were not previously discussed. It might seem obvious but are you comparing companies that have newly built homes, for example these Charleston homes for sale against the building of a new home? You could get very varied prices, but also at the same time similar ones as well, so make sure to take care. Make sure to see if taxes are included or not so they don’t sneak up later in the process.

Checking References From Past Customers

Are there a lot of past clients endorsing the builder? B&B Homes has a long list of clients throughout Saskatchewan and Alberta that have helped us grow our company over the years. Both good and bad news travels fast, and you should ask a past client what their overall experience was like to help set your expectations for the project.

Work With Who You Feel Comfortable With

Are you going to be connected to the same people throughout the process or change hands and be passed around to different people? This can determine whether the project runs smoothly; if the team working on your project is informed of all the details. The project can otherwise end up being more stressful with too many outside trades needing to be organized and information passed on throughout the process. Another thing to mention, you should make sure the builder you’re working with is covered by builders pl insurance.

Service Work and Warranty

It is important that there is a contingency if something happens after the project is finished. Does the builder guarantee their work? What happens after the project is over is also an important consideration.

Most builders should have relatively comparable quotes. If one stands out as substantially lower and seems to be too good to be true, then it probably is. When comparing, ensure that you are taking the full picture into consideration so you end up with a dream home that you are more than satisfied with.

Typical Requirements for an RTM Mortgage

One of the steps in the process of getting a brand new RTM home project underway is sourcing a mortgage. Getting financing for an RTM home follows a slightly different process than other types of mortgages. Some local lenders, such as Affinity Credit Unions, are more RTM project friendly than some others.

Below are some typical requirements that will come up in the process so you know what to prepare for!

Typical Mortgage Requirements for an RTM Include:

  • The lender will need to release funds before the home is delivered on-site.
  • You often must own the land you plan to build on or need to coordinate the mortgage around this purchase. Changing land titles can delay a project so start asap if you know this will be required.
  • The home must be anchored to a foundation.
  • You will need a contract or purchase of sale with terms spelled out by the builder including obligations for each party
  • Home owners will need to purchase insurance.
  • RTM homeowners will require a building permit to ensure your project complies with local and national code.
  • A water test is often a requirement.

Check with your local bank, some Credit Unions offer a specific percentage of building funds that are advanced based on approved inspections. B&B Homes finds that mortgage brokers may offer more flexible options with favorable rates, but rarely meet the requirements made by us. However, if they cannot meet the terms required for RTMs, Credit Unions’ may be good alternatives. If you would like an introduction to an institution or bank we have successfully worked with, please contact us with your request for an introduction.

4 Things to Know Before You Start Design

Designing a custom home floor plan doesn’t have to be as intimidating as you may think. Working with professionals to help guide you along the way of the process will help you make decisions you can feel confident about.

Here are a few recommendations from our in-house designer that will make the process a bit smoother from the onset. Consider having an idea in mind regarding a few of these points below.

Number of Bedrooms

Do you know how many bedrooms you want? There is a science of square footage and the allowance that make the number possible. For example, you will need at least a minimum of 1450 sq ft if you want to have 3 bedrooms. This may also come at the expense of some of the square footage you want to include in other areas of the home. Most homes B&B builds are usually between 1500-1600 sq ft depending on budgets.  Generally, finishing a basement down the road with extra rooms in the basement is usually cheaper than adding extra square footage upstairs.

RTM Homes Saskatchewan

Your Budget

We realize that without knowing what things cost it is hard to decide on what features to add into your home. Having an idea of what you want to spend or having a mortgage pre-approval will help our designer keep you in line with your floor plan in relation to what you want to spend. It’s easier to have an idea to work around versus having to detract from what you planned later on. Make a realistic plan by knowing what you want, so you can  have a candid conversation around materials and features based on your budget amount, and some allowance to incorporate some (or all!) of your custom wishlist features accordingly.

RTM Homes Saskatchewan

Number of Bathrooms

The number of bathrooms you want will also be a factor in determining the square footage of your home. On the same note, knowing whether  you want a separate bath and shower in your ensuite or if just a shower is sufficient for your lifestyle, will help determine layout, and the overall square foot of your home. Or, perhaps adding a half (or full) bath in the mudroom would be a convenient feature to keep your home tidy after coming in from the yard.

The Churchbridge RTM

Basement or Crawl Space

When you get your floor plan drafted by B&B’s onsite designer, a basement plan could also be included. Knowing if you plan to have a basement or crawl space will help you make decisions for the areas mentioned above. Future plumbing and electrical locations for the time when you are ready to develop your basement will also be taken into consideration.

If you don’t have all your details completely hashed out before talking to our designer, don’t worry. She will guide you through this decision making process and ask key questions that gets you thinking more about how your future home should function for your lifestyle, while possibly bringing up a few more options and ideas to consider!

For more information on the custom design process visit here.

 

Using Social Media to Plan an RTM Project.

An easy way to get inspiration and education for planning a custom RTM home project can be done by leveraging social media passively.

Here’s how B&B Homes shares content on different social channels, to assist in your own RTM project planning journey.

Instagram

With a mixture of finished and project progress shots, you will see firsthand the different stages that an RTM home project goes through to completion. Everything from onsite foundation work, to really cool custom features highlighted in our current projects, we share what we are working on, as it is happening.

Facebook

Whenever a new blog post is published, it gets shared to Facebook first. B&B Homes regularly cycles through our top educational content to help you make informed major decisions. We also share what’s trending on Houzz. Also, any images you miss on Instagram you can still catch on Facebook. Watch for our customers commenting on their homes being built, as they are usually pretty pumped up!

Pinterest

Though we are new here, our clients are already actively looking on our page for inspiration for their own personal home features. When it comes time to share your inspiration images with our onsite professional designer, you can share your personal collection of idea boards to guide the planning process. See our galleries of finished projects categorized by popular rooms in the home. Follow them to see the updates as new content is added regularly of finished projects.

YouTube

Reviewing the finished product is an important step in qualifying a builder to build your home. Quality is imperative in this once in a lifetime decision. Take a tour of some past projects and see how different methodologies are applied in our fun replays of installations in our past projects.

Now that you know where to find what you need, join any of these channels to get started planning your own project.